Spendesk

Spendesk is a spend management platform built for European mid-market finance teams that want to control company spending without slowing employees down. It combines virtual and physical corporate cards, employee expense claims, supplier invoice payments, budgets and pre-approval workflows in a single tool. Receipts are captured by mobile, transactions are auto-categorized, and exports flow into Sage, Xero, Datev, Netsuite and other accounting systems with country-specific tax handling. Spendesk is regulated as a payment institution in France and is widely used by scale-ups and mid-sized companies across the EU and UK.